What is Long-Term Care?
Long-term care is a variety of services that includes medical and non-medical care to people who have a chronic illness or disability. Long-term care helps meet health or personal needs. Most long-term care is to assist people with support services such as activities of daily living like dressing, bathing, and using the bathroom. Long-term care can be provided at home, in the community, in assisted living or in nursing homes. It is important to remember that you may need long-term care at any age.
Who Needs Long-Term Care?
You may never need long-term care. This year, about nine million men and women over the age of 65 will need long-term care. By 2020, 12 million older Americans will need long-term care. Most will be cared for at home; family and friends are the sole caregivers for 70 percent of the elderly. A study by the U. S. Department of Health and Human Services says that people who reach age 65 will likely have a 40 percent chance of entering a nursing home. About 10 percent of the people who enter a nursing home will stay there five years or more.
- The cost of nursing home care in New England today averages between $250-$300/day.
- Medicare doesn’t pay for Long-Term Care.
- People are living longer today than at any other time in our history. The fastest growing segment of our population is over 65.
- Women, who were once the primary caregivers to family members, are now in the work force because families depend upon two incomes.
- 76 million Baby Boomers are aging fast.